November 2010 Issue 39

The wind is rising…The air has been wild with leaves.
We’ve had our summer evenings…Now for winter eves.

Puffs from the Chief’s Tepee
Your new Board has been hard at work since taking office. Our major emphasis has been OperationAsphalt. Because of members’ generosity, Operation Asphalt has raised over $100,000!!! $75,000 is from loans to the Club while $25,000 is from the assessment prepayment program. These funds will allow for major improvements to the community’s streets during November. In addition to paving the worse sections of our roads, certain areas will be widened for improved safety. The paving plan has been created and managed by Dave Crocker and the Road Committee. They are doing an excellent job.

The revised Budget Summary and Forecast show the effect this year’s spending on Operation Asphalt will have on the Infrastructure Funds over the next few years. Those reports are part of the newsletter.

It appears that the saga of the repairs to Indian Lake dam is coming to a conclusion. The final step that must be completed before the State DENR signs off on the project is the submittal/approval of an EAP (Emergency Action Plan). Thanks to Ed Tisdale and the Dam Committee for preparing this document for submittal this month.

Another project that has wrapped during this month is the replacement of the underground electrical cable throughout our community.

With the conclusion of these three projects, our community will be a better and safer place to live. Hopefully, these improvements will have the side benefit of increasing the value of our investments in Indian Lake Estates.

In closing, I want to wish you and your family a wonderful Thanksgiving season.
~everett

For the beauty of the earth and the skies, for the beauty of each day and night, hill and vale,
tree and flower, sun and moon, and stars of night, for the joy of human love – family and
friends…
We raise our joyful thanks to Thee.

Wampum Report
31 October 2010: Fifth Third Business Checking $ 827.65
Fifth Third Business Platinum Money Market 4898.47
Total Assets $5726.12
Aside from the foreclosures being processed, there are only 3 owners who currently owe the Club their 2010 Assessment. Two of those are currently paying monthly. For that record, the Board thanks each of you for being timely.

Indian Lake Club, Inc.
2011 Budget Summar
Revised November 2010
2010 2011
Expected Budget
Income:
Assessments $ 109,243 $ 126,094
Interest $ 120 $ –
Carry Over Funds from Operation Asphalt $ – $ 5,000
Prepaid Assessement for Operation Asphalt $ 30,438 $ –
Loans from Members: Operation Asphalt $ 75,000 $ –
TOTAL INCOME $ 214,801 $ 131,094

Reserves:
Reserve: Rainbow Lake Dam Repair $ – $ 20,000

Operations Expenses:
Administrative Cost $ 15,053 $ 15,390
Community Maintenance $ 16,974 $ 15,934
Water System Cost $ 21,829 $ 17,770
TOTAL OPERATIONS EXPENSES $ 53,856 $ 49,094

Infrastructure Expenses:
Dam Repair: Indian Lake $ 54,943 $ –
Assessments spent in 2010 on Operation Asphalt $ 13,674
Principle & Interest Repayments: Operation Asphalt $ – $ 17,046
Resurfacing Roads $ 99,510 $ 36,280
TOTAL INFRASTRUCTURE EXPENSES $ 154,453 $ 62,000

OVERALL BALANCE $ 6,493 $ –

One of the Directors equated our assessment to $80 per month per lot. This is a complete payment for the total infrastructure of Indian Lake Estates.

Annual Meeting

The Annual Membership Meeting was held at the Lake Toxaway Fire and Rescue Meeting Room, 850 BlueRidge Road, Lake Toxaway NC, on the 11th day of September 2010.
The meeting was called to order at 1010.

Presiding: Cheryle Kirchner – President
Attending: Dick Hennig – Vice President, Frank Campbell – Secretary/Treasurer,
Everett Bedenbaugh, Dave Crocker, Paula Markert, Nancie Naylor
Members: 49 people were in attendance representing 36 properties, and 17
proxies were held representing 30 lots, for an attendance of 51%.
State of the Community: Cheryle welcomed all present; introductions were made around the room.

There are 54 homes in Indian Lake Estates. The newest is located at ‘5 Points’ and was built by Teressa

Oldson and Jodi Ryall. We welcome two new owners as well – John Pappas and his wife Traci Turner fromAtlanta, with Bill Gifford and his wife Jodi Turner from Winston-Salem, bought the Deano cabin – 230

Toxaway Trail and the adjoining lot. The Carlen home – 47 Thunderbird Lane was purchased by Michael and Frances Gould from Atlanta.

There are 142 lots owned by 101 individuals. The Club has assumed ownership of 3 lots – lot 25 on Toxaway Trail and lots 19 and 20 at the entrance. There are three preserves in the community – one is on

Rainbow’s End and abuts lots 8 and 9; one is lakeside at the intersection of Indian Lake Road/Hiwassee Road; and the third is just down from the Indian Lake Road/Toxaway Trail intersection, on the corner.

Foreclosing procedures are in place against 7 lots, and liens have been recorded on 3 properties.

Haywood EMC and its subcontractor, Haynes Utility, are scheduled to have the electrical cable installation completed by the end of the month.

Appreciation was extended to – Dick Hennig, Water Committee Chair, who has spent untold hours checking the water system;

Fred Markert and Dick Endicott, Lakes/Dams Committee and their assistants, in overseeing the repair of Indian Lake dam;

Everett Bedenbaugh for chairing the Finance Committee;
Jerry Hollar, Restocking Committee Chair, and those who donated a total of $550, to replace the fish in Indian Lake;

Nancie Naylor for chairing the Nominating Committee and for the 12 years she has served on the Board of Directors;

Jean Campbell for refreshments at every meeting;

Frank Campbell for the work he does as Secretary/Treasurer; and the current Board of Directors.

Committee Reports:
Water – Dick Hennig: This year has been a nightmare. The pumps broke down; there were broken
pipes in homes; and the electric company struck and broke water lines. Since June, there have been only
two breaks. Haywood EMC has received copies of the paid bills, and the Club should receive some money.
It is extremely important to winterize your home before leaving for the season. This includes turning off the
water at the street. Let the Club know who is respon- sible for your home in your absence.
The pumphouse system at Toxaway Trail will undergo renovation in the near future. The storage tank is
larger than needed and old; it will be replaced by a smaller tank, as we have the storage tank on the
Black/Vermeulen property.
p 4
Roads – Everett Bedenbaugh: The Board invited bids from 4 contractors during the year. One declined
to bid; the other 3 bids were studied. One con- tractor went out of business. Rhodes Bros Paving had the
most detailed bid; it was decided to continue working with them. The Road Committee will be charged with
continuing the process to get the roads repaired before winter. We have several options: 1) New, secure
asphalt surface throughout the community – $432,000, and 2) Machine patch: 1” leveling with 1” overlay;
this is a secure and safe surface but not as permanent – $254,000.
To pay for either process: 1) Special Assessment of $3200 per lot for Option 1, or $1900 per lot for Option
2; 2) Secure a loan from our bank at 7.5% for 5 years to cover Option 2; 3) Continue Operation Asphalt –
the $5000 loan program from owner to Club; $40,000 has been pledged. In addition to these options, the
Board and Committee will investigate the possibility of a grant and will follow up on the letter written to
Haywood requesting reimbursement for damage caused during cable installation.
Discussion followed covering every aspect of the presentation. When the question was called, it was
moved and passed to continue Operation Asphalt, using whatever monies are accumulated during the next
month and repair as much of the community’s roads as possible.
Lakes/Dams – Fred Markert: The repair to the dam is complete. The headgate crank and one seam
on the spillway have been repaired. The state
has been summoned for a final inspection.
Architectural Control – Frank Campbell: Two additions to existing proper-
ties have been accepted by the committee and will be submitted to the Board for approval at the regular
meeting following this one.
Beautification – Joanne Revie: Volunteers who worked in the park and green spaces were thanked.
Clean up continues with a few projects set up for fall. Donations for the entrance fencing were accepted
and appreciated.
Proposed Budget – 2011: Everett Bedenbaugh presented the budget as recommended by the Finance
Committee and approved by the Board.
– A projected outlook for 3 years exists;
– $20,000 is set aside annually for necessary repairs to Rainbow Lake dam;
– Board will begin to plan ahead for projected spillway caulking;
– The total budget for 2011 is $126,000 based on 134 paying lots; this breaks down to $900 per lot and
$1000 per home, based on water system cost.
Discussion followed with the general feeling that assessments should be equal as established in 2007. It
was determined to ratify the budget. Following that, a ballot will be cast to determine the assessment.
Voting Results – Nancie Naylor:
Board of Directors – Dave Crocker, Julie Coggins, and Ed Tisdale to a 3 year term
2011 Budget – 53 for, 13 against
Assessment – Determined to be $941 if passed; 42 for, 24 against
Other: Members were invited to a BLT luncheon at the Markert home, at the conclusion of the meeting.
The meeting adjourned at 109.
(These minutes, in their entirety, were approved by the Board of Directors – 10/6.)
Life is too short to worry about it, but death is too long not to.

Tribal Farewell
24 years ago, Frank and Marge Eaton purchased their property at 1130 Indian Lake Road. They would arrive for their mountain summer on the first of May and depart for their home in Florida on the first of November.
They worked in their yard and house and enjoyed the lake. Marge canned, made pottery, and wove baskets. Weekly, Frank entertained several men from the community in the basement pool room. And now, another chapter is being written as the Eatons have decided to sell their cabin and remain in one place.
Frank was very involved in Club activities serving in many capacities. He was instrumental in the development of the Bylaws and the Architectural Control Regulations. A member of the Board of Directors for years, Frank served as Secretary, Asst Secretary, Treasurer, and Asst Treasurer. In 1992, Frank was asked to develop a newsletter. He and Marge searched the net for ideas and found a picture of the little Indian sending smoke signals. Taking that design, they developed the terminology still used today. Smoke Signals made its debut in January 1993, to great reviews. When Janet Mailloux became Secretary, she brought the logo to the both sides of the title. A unique, one-of-a-kind design, Smoke Signals is iconic. Our owners have thoroughly enjoyed the newsletter over the years.
Frank contributed a great deal of information about the history of our community for several articles that were published in the newsletter in recent years. For all you have done, for all you have meant to the community, for your help and your friendship over the years, thank you Frank and Marge. Godspeed.

Tribal Welcome
Marlene Fennimore is at home at 15 Sequoia Lane. She is manager of the spa at Greystone Inn and is renting the home from Lec Hobbs.
McKee and Janice Bryson are residing at 21 Thunderbird Lane, having returned to the mountains and Lake Toxaway after a 4-year absence. They lived here for years, right in our area, before Indian Lake Estates was developed. The Brysons are renting the home from Bill Noyes.
Welcome to Indian Lake Estates! We each look forward to meeting you.

Tribal Prayers
We have received word that Shirley Bartel has been ill with an intestinal disorder for the past several months and required extensive surgery. Bob reports that she is in rehab at the moment and is expected home soon. They look forward to traveling and arriving here after the first of the year. Please keep Bob and Shirley in your thoughts and prayers.

Gordon and Cheryle Kirchner’s daughter, Kat, has been diagnosed with cancer. She has undergone some treatment but is facing much more. Please keep Kat and her family in your thoughts and prayers.

Fred Markert’s mother has recently undergone surgery. Fred is in Mobile with her at this time. Please keep Fred’s mom and her family in your thoughts and prayers.

Advice from a ladybug –
Spot new opportunities…Spend time in your garden…Be well-rounded…Enjoy the wonders of nature…Don’t let the small things bug you…Keep family close by…Be simply beautiful.

Open House
On the third Saturday, monthly, Paula Markert sets up an Open House in the community. This is an opportunity for those interested in property or homes to see what is available in our wonderful community.
There are three homes and numerous lots currently on the market. Contact Paula at 553.9434 for details.

Canoes and Kayaks
Does your boat need some TLC? The winter months are a good time to get this done. Lec Hobbs, who is a manager at Headwaters Outfitters, will be under- taking maintenance and restoration of canoes and kayaks during this time. Call him at 226.0474. Looking for a good, used kayak? For a good price, give Lec a call.

No matter how long the winter, spring is sure to follow!

Signals from the Tribal Council
Website: Check out www.indianlakeclubinc.com. We are creating a website for the community. Ed Tisdale is our webmaster.
Tickler: Our yearly calendar has been fixed. Board meetings have been set for the second Wednesday monthly, beginning at 8 am. Members are invited to any meeting. The Fire House will once again be our meeting site. The Annual Meeting has been scheduled for 10 September at 10 o’clock at the Fire House. Changes to the schedule will be posted on the Bulletin Board.
Water System: As noted at the Annual Meeting, we turned copies of our paid bills for water repair over to Haywood EMC. We received a reimbursement of almost 50%; their assistance is appreciated.
Beautification: The park is ‘in hibernation’; the deck chairs and benches are in storage, and the tables have been stacked on end. The Committee thanks the Bennett boys for moving the mulch pile closer to the park. Donations have been made to build a new post and split rail fence at the entrance.
Roads: As you read the newsletter, plans for road repair have been made for Thanksgiving week; asphalting cannot be done in wet weather. With appreciation to members’ response both in loans and assessment prepayments, a good deal of paving will take place. The repair will be in the form of machine patching, which is a 1” leveling process with a 1” overlay. Regular road-building machinery is used as opposed to a dump truck, shovel, and hand-tamping. This will give us good, solid, secure roads. See the 2011 budget on p 2 to see how the budget works toward further repair and upkeep.
Lakes/Dams: The saga of the dam repair… January 2004: After an inspec- tion by the state (North Carolina Department of Environment and Natural Resources, Division of Land Resources), it was determined that the Indian Lake dam was in jeopardy. The engineer who was on site when the present dam was rebuilt, after its failure in 1979, was hired for consultation.
One of the first things that had to be done was to repair the under-drain system on either side of the spillway and replace the caulk on the spillway. This was completed during 2005, at a cost of $23,600.
It was then strongly recommended that the culverts in both dams be inspected as they were beyond their 25-year lifespan. It was also determined that the headgate controls on both dams were in need of repair.
The Board charged the Finance Committee to plan ahead to raise the necessary money for dam repair.
This was accomplished and approved at the Annual Meeting of 2006.
Plans were made to have the inspection done. It took the better part of a year to procure the necessary permission, equipment, and finances to proceed. A camera system would be used to make a video inspection of the interior of the culverts. This was completed in August 2007.
The inspection showed internal deterioration in both culverts; as this wear continues, it was determined that the dam could be breached from the inside. Because the large dam’s culvert showed more deterioration and the potential damage was far greater should the dam go out, it was determined that we begin our repair there. The engineer’s estimate was $65-110,000 for Indian Lake dam and 35-50,000 for Rainbow Lake dam.
Before a contract could be let, permitting had to be sought. Governmental red-tape with sedimentation tests, repeated inspections, and the construction of access roads all had to be satisfied before the 5 necessary permits were issued.
Fall 2009: a contract was signed for $115,000; this was the estimate for the complete job in 2007!
Spillway caulking had to done again; a contract was let for that. Work progressed through the fall, winter, and spring. The Board – the 6th one in place since this saga began, paid the last bill in October 2010.
The total cost of the dam’s repair from start (January 2004) to finish (November 2010 – with the submission of the EAP – Emergency Action Plan) is $275,842.
Your current Board has planned ahead and has earmarked reserve money for Rainbow Lake and spillway caulking. See Budget 2011 above.

The Board of Directors
wishes each of you a
wonderful Holiday
Season…
Happy Thanksgiving
Merry Christmas
Happy New Year
Reduce Reuse Recycle

Earth’s Bounty
Now is the time…
Remember that is the time to plant and relocate trees and shrubs.
Plant spring flowering bulbs as the weather turns cold.
Pull out old annuals and cut perennials back as the foliage turns color.
Remove plant debris from under plants to reduce disease.
Divide perennials at this time.

Planning the spring garden: You can nurture wildlife in your own backyard while making it even more
beautiful by attracting colorful butterflies, hummers, and songbirds…
~Grow native plants that offer food for wildlife
~Provide water for wildlife with a birdbath, shallow dish, or fountain
~Crate protective cover for wildlife by placing rock piles or planting dense shrubs
~Make safe areas for nesting wildlife with birdhouses or brush piles
Thus, you can have your yard certified a “Backyard Wildlife Habitat”. Visit www.nwf.org/bwh for more
information. Enjoy!

Stumped for a gift for that nature-lover on your list?
There is a gift for every occasion and all ages at arborday.org/giftideas. You will find greeting cards, gift
trees, organic shade-grown coffee, “I Love Trees” t-shirts, and more.